📌 Short version: Use Subvisor for its intended purpose, don't abuse it, and understand that it's a tracking tool — not a financial service. By using the app you agree to these terms.

1. Acceptance of Terms

By downloading, installing, or using Subvisor ("the App"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the App. These Terms apply to all users of the App.

2. Description of Service

Subvisor is a personal subscription management application that allows users to:

Subvisor is a personal tracking tool only. It does not connect to your bank accounts, payment systems, or subscription services. All data is entered manually by the user.

3. License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App on Apple devices that you own or control, solely for your personal, non-commercial purposes.

You may not:

4. In-App Purchases — Subvisor Pro

Subvisor offers a one-time purchase ("Subvisor Pro") that unlocks additional features. By making a purchase:

Pro features include unlimited subscriptions, iCloud sync, CSV export/import, Face ID lock, and custom app icons. Feature availability may change with future app updates.

5. User Responsibilities

You are solely responsible for:

6. Accuracy of Information

⚠️ Important: Currency exchange rates displayed in the App are sourced from the European Central Bank via a third-party API and are updated daily. These rates are provided for informational purposes only and may not reflect real-time market rates. Do not rely on them for financial decisions.

Subvisor does not guarantee the accuracy, completeness, or timeliness of any information in the App. Payment reminders are provided as a convenience — you remain solely responsible for managing your own subscription payments.

7. Intellectual Property

The App and its original content (excluding user-entered data), features, and functionality are and will remain the exclusive property of Subvisor and its creators. The App is protected by copyright and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Third-party service logos displayed in the App are the property of their respective owners and are used solely for identification purposes via publicly available favicon APIs.

8. Disclaimer of Warranties

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, MISSED PAYMENTS, FINANCIAL LOSSES, OR ANY OTHER DAMAGES ARISING FROM YOUR USE OF THE APP.

10. Privacy

Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our practices.

11. Updates and Changes

We reserve the right to update or modify the App at any time. Updates may change, add, or remove features. We may also update these Terms. Continued use of the App after any changes constitutes acceptance of the new Terms.

We are not obligated to maintain any specific feature indefinitely. In particular, free features may be moved to Pro or removed in future updates.

12. Termination

You may stop using the App at any time by deleting it from your device. We reserve the right to terminate or restrict access to the App for users who violate these Terms, though as the App functions primarily offline, such restrictions are limited in practice.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these Terms shall be resolved through good faith negotiation first, and if not resolved, through appropriate legal channels.

14. Apple App Store Terms

Your use of the App is also subject to Apple's Standard End User License Agreement. In the event of any conflict between these Terms and Apple's EULA, Apple's EULA shall govern with respect to App Store matters.

15. Contact

If you have questions about these Terms, please contact us:

📧 subvisorapp@gmail.com